Oftentimes, victims of car accidents are not convinced as to whether it would pay off to hire an accident attorney and take their case to court to file a claim for financial compensation exceeding the amount they were promised by the insurance company. These doubts come up especially in cases where sustained injuries and losses include both physical and non-physical or personal and economic losses.
The physical injuries are those which have been proven to appear only after the accident (as a result of it), that means they had not been present before or evidence may be shown to confirm the already present damage has worsened. Injuries which typically lead to the reception of additional compensation include permanent disability, paralysis, loss of limbs, head injuries, spinal cord injuries, knee injuries, joint, muscle and bone injuries and physical pain and suffering, as well as wrongful death, in which case the family of the deceased may file a claim to receive compensation for the death of their family member resulting from the accident.
Non-physical injuries, that is any negative emotional or mental repercussions of the accident may be divided into mental anguish and loss of consortium. The term mental anguish stands for various types of emotional distress sustained as a result of the accident and events following it, for example fear, embarrassment, grief or worry. Loss of consortium applies to cases where one of the spouses is injured in a car accident and the other one faces personal consequences of it. These may include loss of companionship, lack of sexual relations, comfort and affection, among other marital benefits. The amount of possible compensation in such a case depends on the strength of the relationship and other related aspects, which fact should be kept in mind before making the claim.
Economic losses which may be covered by the received compensation combine medical expenses connected with injuries sustained as a result of the accident, that is emergency room visits, doctor appointments, hospital care and all overgone surgeries. The accident victim may also attempt to claim compensation for future medical expenses after collecting evidence confirming they will need additional medical care in the future. Another type of economic loss which makes the victim eligible for financial compensation is lost wages. The period of time for which the compensation may be awarded, stretches from the time of the accident until the end of the trial. It is necessary to provide evidence for an ability to work in the case of the victim being unemployed at the time of the accident. Another kind of economic loss would be the loss of earning capacity, where the victim has been qualified as unable to work due to the injuries sustained during the accident.